GO2bank: Mobile banking - Details, Features & Pricing [2024] | JustUseApp (2024)

What is GO2bank? GO2bank is a mobile banking app and debit card that offers a range of features to help users manage their money and build their credit. The app is designed to provide value and convenience to users, with no monthly fees for eligible direct deposit, free nationwide ATM network, overdraft protection, and early direct deposit. Users can also earn high interest rates on their savings and cashback on eGift cards purchased through the app. GO2bank also offers a secured credit card to help users build or repair their credit over time.

**Pricing data is based on average subscription prices reported by Justuseapp.com users..

this app™ is the ultimate mobile banking app and debit card, packed with features to help you better manage your money and build your credit.The ultimate in value and convenience:• No monthly fees with eligible direct deposit, otherwise $5 per month¹• Free nationwide ATM network²• Overdraft protection up to $200, with opt-in and eligible direct⁵• Get your pay up to 2 days early with direct deposit⁶• Earn over 10x the national savings rate average³• Earn up to 7% cash back on eGift Cards bought in app⁴Your GO2 for better credit:• Build or repair your credit over time with the this app Secured Visa® Credit Card⁷• Raise your credit scores instantly and get your FICO® score for free⁸Keep your money safe:• Member FDIC bank and a brand of Green Dot Corporation• Lock and unlock your card with a tap of the app⁹• Receive fraud alerts when we see something suspicious¹⁰Download the app to open an account or visit this app.com to learn more.Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Mobile number verification, email address verification and mobile app are required to access all features.See Deposit Account Agreement at this app.com/daa for fees, terms and conditions.1. Monthly fee waived when you receive a payroll or government benefits direct deposit in the previous monthly statement period. Otherwise, $5 per month.2. See app for free ATM locations. $3 for out-of-network withdrawals, plus any additional fees the ATM owner or bank may charge. Limits apply.3. Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Fees on your primary deposit account may reduce earnings on your savings account. The average national savings account interest rate of 0.08% is determined by the FDIC as of 6/21/22. Visit https://www.fdic.gov/regulations/resources/rates/ to learn more.4. Activated, chip-enabled debit card required to purchase eGift Cards. Active this app account required to receive eGift Cards. eGift Card merchants subject to change.5. Opt-in required. Account must be in good standing and chip-enabled debit card activated to opt in. Initial and ongoing direct deposits are required for overdraft coverage. Additional criteria may apply which can affect your eligibility and your overdraft coverage. Overdrafts are paid at our discretion. Overdraft fees may cause your account to be overdrawn by an amount greater than your overdraft coverage. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid the fee.6. Direct deposit early availability depends on timing of payor’s payment instructions and fraud prevention restrictions may apply. As such, the availability or timing of early direct deposit may vary from pay period to pay period.7. Available only to this app accountholders with direct deposits totaling at least $100 in the past 30 days. Eligibility criteria applies and security deposit required. Other fees apply.8. Results may vary. Some may not see improved scores or approval odds. Not all lenders use Experian credit files, and not all lenders use scores impacted by Experian Boost™.9. Previously authorized transactions and deposits/transfers to your account will function with a locked card.10. Message and data rates apply.Cards issued by this app, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association.Technology Privacy Statement - https://www.this app.com/techprivacy